Category: Damages & Compensation
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How Long Do You Have to File an Injury Claim?
The window to file an injury claim is not one number but fifty, and the spread is wide enough to matter: Tennessee and Kentucky cut it off after a single year, while Maine and North Dakota allow six. State law fixes the applicable figure the moment the injury happens, and that number has moved more…
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Can an Insurance Company Look at Your Social Media?
An insurance company can look at your social media, and in an injury claim it will. Anything public is fair game without a court order. Anything private can often be reached once a lawsuit is filed, through discovery requests that courts routinely grant when the content is relevant to the injury. Adjusters and defense investigators…
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Can You Still Sue If You Were Partly at Fault?
Yes, you can still sue if you were partly at fault, and in most states it doesn’t come close to barring a claim. Forty-six states let you recover something even when you share the blame, as long as your share falls below a threshold. The exact rule depends on where the crash happened. That’s the…
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Is the First Settlement Offer Negotiable?
The first settlement offer is negotiable, and the insurer expects you to negotiate it. Adjusters open low for the same reason a buyer opens low at a car lot: some people accept. An initial offer is a number chosen to close the file cheaply if you take it and to leave room if you don’t.…
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Settlement Annuity Provider: What ‘Structuring’ Actually Means
A settlement annuity provider is the insurance company that actually funds a structured settlement’s future payments. People often skip past this step without realizing how much it matters. The annuity contract is only as reliable as the insurer standing behind it. Some structured settlements run for decades. The provider’s financial strength isn’t a minor detail.…
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Medicare Set-Aside Personal Injury Settlements: What They Actually Require
A Medicare set-aside personal injury settlement sometimes needs is one of the most misunderstood pieces of settling a case as a Medicare beneficiary. People often assume it works exactly like the workers’ compensation version, with a fixed dollar threshold and a formal government review process. For personal injury settlements, it doesn’t work that way. Understanding…
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Emotional Distress Damages Arizona: Proving a Psychological Injury
Emotional distress damages Arizona claims actually split into two distinct legal paths. Mixing them up is one of the more common misunderstandings in personal injury cases. One path rides along with an ordinary physical injury claim. The other stands entirely on its own, and it comes with a much higher bar to clear. Distress tied…
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Minor Settlement Arizona: Why a Judge Must Approve a Child’s Claim
A minor settlement Arizona case can’t close the way an adult claim does. A parent can’t simply sign on a child’s behalf and cash the check. Instead, Arizona law requires a judge to review and approve any settlement involving a minor. That step has to happen before the settlement becomes final, and it surprises a…
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Disfigurement Damages Arizona: How Scarring Is Valued
Disfigurement damages Arizona juries award sit apart from the medical bills that come with a visible injury. Two people can rack up nearly identical hospital costs after a burn or a facial laceration. Yet the one left with permanent, visible scarring has suffered a separate, additional loss the medical bills never capture. Arizona law recognizes…
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Present Cash Value Arizona: Discounting Future Injury Damages
Present cash value Arizona juries must apply whenever a case includes future economic damages. It trips up a lot of people the first time they hear it explained. Here’s the idea: a dollar awarded today for medical care you’ll need in ten years isn’t worth the same as a dollar spent ten years from now,…