Awesome Attorneys

Category: Insurance & Claims

  • Uninsured Motorist Claim San Antonio: UM/UIM Claims in Bexar County

    An uninsured motorist claim San Antonio drivers file after a crash targets their own insurer, not the driver who hit them. That fact confuses people, and insurers count on the confusion. Texas requires every auto liability policy to include uninsured and underinsured motorist coverage unless the insured rejects it in writing. Bexar County has no…

  • Uninsured Motorist Houston: UM/UIM Claims in Harris County

    An uninsured motorist Houston drivers collide with is not a rare event, and the claim that follows looks nothing like a typical crash case because the defendant on paper is your own insurance company. Texas requires every driver to carry liability coverage under Transportation Code Section 601.051. Plenty do not. Others carry only the state…

  • Conductor Sin Seguro en Arizona: Sus Opciones de Compensación

    Arizona exige un seguro de responsabilidad a todo conductor, y aun así, después de un choque, muchas personas descubren que la otra parte no tenía póliza alguna. Un conductor sin seguro en Arizona no borra su derecho a compensación, pero sí cambia de dónde saldrá el dinero. Con frecuencia, la clave no es la póliza…

  • PIP Coverage in Texas: The Benefit Most Drivers Don’t Know They Have

    PIP coverage Texas drivers already carry, and most have never filed a claim against it. Personal injury protection rides on nearly every auto policy written in the state. It gets added the day the policy is issued. Texas Insurance Code Section 1952.152 requires it. It’s not an upsell — it’s a default coverage insurers must…

  • Uninsured Drivers in Texas: UM/UIM Claims

    An uninsured motorist claim Texas law requires nearly every insurer to build into its policies. That’s the mandatory-offer rule at work. Texas Insurance Code § 1952.101(b) bars an insurer from selling an auto liability policy in the state without also including uninsured or underinsured motorist coverage, shortened to UM/UIM. The claim isn’t against the driver…

  • Hit and Run Dallas: Your Legal Options After a Crash

    A hit and run Dallas crash unfolds differently than an ordinary collision. The other driver disappears before anyone trades a name, a plate number, or an insurance card. That absence changes two things at once. The crash report has no one to name, and the claim has no other driver’s policy to file against. Two…

  • Uninsured Drivers in Tucson: UM/UIM Claims Near the Border

    An uninsured motorist claim Tucson drivers file after a crash with an uninsured or underinsured driver runs on a different track than a standard car accident case — it’s a claim against your own insurer, not the other driver’s. Arizona requires insurers to offer uninsured motorist and underinsured motorist coverage under A.R.S. § 20-259.01, and…

  • Vehicle Released From a Phoenix Tow Yard: Damage and Liability Disputes After an Accident

    A tow yard damage dispute Phoenix drivers face turns on one statutory inspection visit and a presumption that punishes silence.

  • Primera Oferta del Seguro Arizona: ¿Debo Aceptarla?

    El teléfono suena unos días después del accidente. Un ajustador es amable, eficiente, y le ofrece cerrar el caso rápido con un cheque. Para alguien que solo quiere que esto termine, suena bien. La pregunta primera oferta del seguro Arizona que casi todos se hacen en ese momento es simple: ¿debería aceptarla? La respuesta corta,…

  • Independent Medical Exam Neutral? IME vs the Claims Adjuster

    An independent medical exam neutral assumption trips up a lot of claimants. The insurer picks the doctor, pays the doctor, and often sends that doctor the same claimants over and over. None of that makes the exam illegal or improper. It does mean “independent” describes the doctor’s relationship to your own treating physician, not their…